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Toledo Personal Injury Law Blog

Feds Announce Charges Against Debt Collector

The Federal Prosecutors in New York have brought charges against the employees of a suburban Atlanta debt collection firm that collected more than $4 million from 6000 victims over a 4 1/2 year period. A story in the Toledo Blade outlined how the employees told victims that they were employed by various government agencies and that they would be arrested if they did not call back or pay amounts demanded. The Company also used documents that gave the appearance that they were delivered from official government offices.

BWC Fraud Squad - Who is Frauding Who?

It has been speculated and rumors have flown about the activities of the Bureau of Workers' Compensation (BWC) Special Investigations Unit, commonly referred to as the "fraud squad". For years people have questioned whether there were quotas within the system and performance incentives that drove the investigators to pursue allegations of fraud without foundation. In a recent investigative report the allegations have proven to be true.

Why Did I Get Turned Down?

Why is it so difficult right now? These are commonly asked questions regarding the current disability system. An obvious answer, as reported in numerous news media, is that the disability program is bordering on insolvency. Social Security's trust fund that supports the disability programs will run out of money in 2016. Payroll taxes will not cover all of the necessary funds to support the disability trust. It is estimated that only eighty percent (80%) of what is needed will be collected. This may lead to an automatic twenty percent (20%) cut in benefits.

OVI Checkpoints and Your Constitutional Rights

OVI checkpoints are used as a method to deter drunk driving. Law enforcement officers in the State of Ohio have used checkpoints for these purposes since 1989. The United States Supreme Court in Michigan Department of State Police vs. Sitz 496 U.S. 444 (1990) ruled that properly conducted checkpoints were constitutional as long as certain guidelines were followed. The site of the checkpoint must have a history of alcohol related accidents and alcohol related arrests. The checkpoint must be mapped out by the law enforcement authorities in advance of the event and a notice must be given to the public disclosing the date, time and location of the checkpoint one week in advance.

Social Security Announces the 2015 Cost of Living Adjustment

Social Security has recently announced the 2015 Cost of Living Adjustment (COLA) and once again Social Security recipients are going to receive a rate increase of 1.7% starting next year.

Dangerous, Even Deadly, Faulty Airbags

The National Highway Traffic Safety Administration (NATSA) reports safety issues with airbags in several makes and model vehicles including GM, Honda, Toyota, Nissan, BMW & Mazda triggered another significant recall. If yours or a loved ones car has been recalled for faulty airbags during the last few years, you should get to a dealer immediately. Some of the recalls are national, while others are regional.

Are Your Digital Assets A Part of Your Estate Plan?

In discussions about estate planning, most of my clients are prepared to talk about their physical property. What happens to real estate, jewelry, household furnishings, and automobiles is an easy concept to grasp for most of my client. However, as an ever increasing number of Americans are using social media, email and online banking, the need to consider Digital Asset planning in our estate plan also continues to grow.

The Most Common Question: How Long Does it Take to Get Disability?

When first meeting with a client, one of the most frequent questions I get asked is, "How long will it take?"

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