Anyone who operates a motor vehicle in the state of Ohio must be prepared, if requested by a law enforcement officer, to provide proof that he or she is insured to operate that vehicle. Failure to provide proof of insurance will result in a 90 day license suspension by the Bureau of Motor Vehicles if it is a first offense. The Bureau of Motor Vehicles will impose a one year license suspension on anyone who has a prior financial responsibility suspension.
This suspension may affect the offender’s ability to maintain employment. The Ohio Revised Code provides that the court may grant limited driving privileges during the course of this suspension. A petition for limited driving privileges must be filed in the County or Municipal Court in which the individual who received the suspension resides. The courts will generally allow privileges for work, education, and medical purposes upon proof of insurance to operate the vehicle and upon proof that the reinstatement fees have been paid to the Bureau of Motor Vehicles. However, the Ohio Revised Code in Section 4509.11 provides that the court cannot provide limited driving privileges to operate a commercial vehicle. In other words, if the offender has a commercial drivers’ license, he will be able to drive back and forth to work but cannot operate a commercial vehicle.