As many people know, children can also receive disability benefits if they have an impairment or combination of impairments that severely limits their activities.
However, unlike adults, there is a limitation on how families can use the back pay received if/when a child is found disabled. Once a child is found disabled, the parent or guardian must create a “dedicated account” for any back pay to be deposited into. There is no requirement for the ongoing, monthly benefits to be deposited into this account.
Once back pay funds are received, there are strict restrictions for the use of those funds. Social Security has limited the use of these funds to only goods or services directly related to the impairments for which the child has been found disabled. They cannot be used for everyday needs such as clothing, food or shelter. A full list of limitations are outlined here.
While these limitations are in place for back pay benefits, they are not in place for ongoing, monthly benefits, which can be used for broader, everyday uses.
If you, or anyone you know, has questions about child’s benefits, please contact our office at 419-843-6464. We standby ready to assist you at any stage in your child’s claim.