The Bureau of Workers Compensation calculates the number of self-insured employers in Ohio at about 1/3 of all Ohio employers. In order to be self-insured, employers must meet certain criteria established by the state. They are charged with the duty of administering all workers compensation matters.
Unfortunately, many employees of self insured employers are at the mercy of these employers or their third party administrators. Often employees will simply accept the employer’s decisions and will not exercise their rights afforded under the workers compensation system.
If you work for a self insured employer and that employer is refusing to pay compensation or medical bills, you have the right to request a hearing before the Industrial Commission of Ohio. While self-insured employer’s are supposed to file a claim with the bureau of workers compensation for any injury resulting in more than seven days of disability, many of them do not do so and simply administer their claims in house. Many employees are unaware of their rights or are at a loss as to how to get a claim filed and an issue set for hearing.
As I meet with injured workers’, I often wonder how many others are out there that simply accept their employer’s denials without realizing their rights. It would seem to me that privilege should come with a price!