Why is it so difficult right now? These are commonly asked questions regarding the current disability system. An obvious answer, as reported in numerous news media, is that the disability program is bordering on insolvency. Social Security’s trust fund that supports the disability programs will run out of money in 2016. Payroll taxes will not cover all of the necessary funds to support the disability trust. It is estimated that only eighty percent (80%) of what is needed will be collected. This may lead to an automatic twenty percent (20%) cut in benefits.
Back in 1994 Congress redirected money from the larger retirement program to fund the disability program. But because the larger retirement program is facing its own long term financial problems, this doesn’t seem feasible.
As a result, we see diminution in cases being paid at all levels, and while the money available should not affect the decision makers, the harsh reality of the situation and results of claims being denied are certainly attributable to the projected shortfall.
The best thing you can do to protect yourself is to seek experienced representation for your disability matter.