The Social Security Disability Insurance (SSDI) program offers financial relief for individuals with medical impairments that make it challenging to perform any work. However, the government only awards SSDI to half of the applicants, despite the other applicants meeting the age, work longevity, and disability criteria.
Obtaining approval for this program has become increasingly difficult over the years. The reason for denial varies from one person to the next, but below are some of the most common challenges that people face when trying to obtain social security disability benefits.
1. Lack of Medical Evidence
One of the top reasons for denial is the lack of medical evidence proving that you cannot work because of your disabling condition. For instance, even if you’ve experienced severe back pain over the years, the Social Security Administration (SSA) needs proof that it interferes with your ability to work. To do this, you need medical records from reliable professionals.
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2. Your Disability Does Not Meet SSA Criteria
The SSA approves applications from individuals whose severe impairment will last at least 12 months or result in death. The agency typically denies disabilities like bone fractures because they can heal in six to eight weeks. However, blindness is an exception to this rule.
3. The SSA Cannot Find You
Before the SSA approves your SSDI, they will contact you about your application. If they cannot find you or your legal representative through your declared address or number, they may deny your benefits. To avoid this, be sure to inform the agency of any changes in your contact details.
4. You Have Prior Denials
Some people think it’s better to file a new disability claim than to appeal a denied one. However, this isn’t always the case. In some cases, an SSA reviewer will deny a claim because of prior denials. For this reason, it’s essential to understand the appeals process before submitting a new application.
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5. You Earn Too Much
The SSA looks into your income when you apply for SSDI. While the program accepts applications from people who work, you shouldn’t exceed the substantial gainful activity (SGA) limit of $1,250 monthly for non-blind people. The program prioritizes low-income individuals and will not hesitate to reject the applications of those who earn substantially.
Do You Need Help Obtaining Social Disability Benefits?
On average, a disabled worker receives $1,236 monthly from the SSDI program. This enables individuals with medical impairments to live more comfortably.
If you have a denied claim or believe there’s a reason for SSA to challenge your application, a reliable security disability lawyer can help you achieve your desired results.
At Gallon, Takacs & Boissoneault, we have the experience and skills to get you into the SSDI program, as long as you’re qualified. Call 419-843-6673 now for a free consultation.
Ted Bowman is a Senior Associate and practices in the Workers’ Compensation and Social Security Disability sections. Ted began his career with GT&B in 1988. His reputation and success record as a trial lawyer arguing before the Industrial Commission on behalf of injured workers, as well as in trial courts and the Supreme Court of Ohio, are well known.