Monroe Law Firm Protecting Your Legal Rights
Choosing the best Michigan lawyer for your accident, injury, or medical malpractice case is crucial. At Gallon, Takacs & Boissoneault, our legal team is here to help when unexpected incidents occur. Our firm has assisted individuals from all walks of life for over 65 years. We represent working adults, the elderly, disabled individuals, children, and teens. We seek justice and compensation for anyone injured due to someone else’s negligence.
At Gallon, Takacs & Boissoneault, our attorneys and staff work closely together to provide a comprehensive, in-house approach to handling your case. Be confident that you have chosen a confident and experienced lawyer who will tirelessly work to win your case, giving you peace of mind. Explore the various Michigan cases we handle.
Here are just a few examples of the cases we handle in Michigan:
Personal Injury
- Wrongful Death
- Car Accidents
- Semi-Truck Accidents
- Motorcycle Accidents
- Boating and Watercraft Injuries
- Dog Bites
- Bicycle Accidents
- Pedestrian Accidents
- Medical Malpractice
- Birth Injuries
- Nursing Home Abuse
- Elevator Accidents
- Machine Amputations
- Home / Apartment / Dorm Fires
- Slip and Fall Accidents
- Dangerous Products
- Construction Accidents
- Farm Accidents
Social Security
Michigan is a “No-Fault” State
In Michigan, No-Fault Insurance is a legal requirement. Every car owner must purchase specific basic coverages to obtain license plates. Driving or allowing someone else to drive without no-fault insurance is illegal. In the event of an auto accident, no-fault insurance covers medical expenses, wage loss benefits, replacement services, and property damage caused by the insured, regardless of fault.
Read some Frequently Asked Questions (FAQs) about Michigan car accidents and No-Fault insurance.
The Basic No-Fault Policy You Must Buy Has Three Parts:
Personal Injury Protection (PIP)
- In the event of injuries sustained in an auto accident, your no-fault policy covers all reasonably necessary medical expenses without any maximum limit. It also compensates up to 85% of the income you would have earned for three years. However, please note that the capped amount for lost income is subject to annual revision. Furthermore, you are entitled to a daily sum of $20 for replacement services. These funds are intended to cover routine household tasks, such as housekeeping and yard work, that you cannot perform due to your injuries.
Property Protection (PPI)
- No-fault insurance in Michigan covers up to $1 million for damage caused by your car to other people’s property, including buildings and fences. Additionally, it covers damage caused by your car to another person’s properly parked vehicle. However, it does not provide coverage for any other damage to cars.
Residual Liability Insurance – Bodily Injury and Property Damage
- According to Michigan law, every Michigan vehicle owner or driver must have residual liability insurance. This insurance enables you to file a claim for monetary damages in case of an injury that is not minor, severe permanent disfigurement (scarring), or death caused by the owner/driver.
You are allowed to claim if:
- You are injured in an accident in Michigan with a Michigan resident;
- You are involved in an accident in Michigan with a non-resident who is an occupant of a motor vehicle not registered in Michigan;
- If you are involved in an accident in another state. (michigan.gov)
Let Our Experienced Michigan Injury Attorneys Protect You
Protect yourself with the help of our experienced Michigan Personal Injury Attorneys. By entrusting them with navigating the intricacies of the Michigan No-Fault insurance law, you can concentrate on your healing process. Contact us at (734)- 430-3012 or online to schedule your free consultation. Let us help you obtain the justice and compensation you rightfully deserve. Explore the various Michigan cases we handle.
