Filing for Social Security Disability After Age 50
If you’re over the age of 50 and have been working with significant medical issues, now may be the time to file for Social Security Disability. The Social Security Administration has special rules that are used in assessing your claim.
Social Security Disability Rules After Age 50
Understanding the over age 50 guidelines is important when filing claims for Social Security Disability (SSD) or Supplemental Security Income (SSI) benefits. In considering your claim, Social Security will consider the following factors:
Your Age: Social Security takes age into consideration, understanding that there are fewer jobs open to people as they age.
Level of Education: Your level of education may qualify you for some kinds of “desk jobs” that require little, if any, physical ability.
Your Work History: If you can no longer perform the jobs you have always held in the last 15 years and are over the age of 50, then you may qualify for benefits under the “over age 50 guidelines.”
Grid Rules and Social Security
There are two forms of qualification for disability benefits: approval based on the Blue Book, or approval based on a Medical Vocational Allowance. The Blue Book is a medical resource outlining exactly what test results or symptoms you’ll need to qualify. A Medical Vocational Allowance approval determines how much work you’re able to perform with an illness, and what forms of work you’re qualified to do. (ssa.gov)
Once you’re over age 50, Medical Vocational Allowances rely heavily on “grid rules,” which are a series of yes or no questions that help determine if you’ll qualify for disability benefits. Once you’re over age 50, it’ll be much easier to be approved via the grid rules. The SSA is more lenient with how much work you’re able to do while still qualifying for benefits.
Qualified Work Over 50
Once you’re 50, the SSA believes it’s much more challenging to be retrained for another job. This means that if you have a limited work history and a physically disabling condition, you might qualify for benefits when a 25-year-old applicant wouldn’t.
If you’re considering filing for Social Security Disability benefits now, contact us. We can help you through the maze of the Social Security Disability process. Call us at 419-843-6663 for your free consultation or contact us online. Gallon, Takacs & Boissoneault has been successfully representing clients for over 60 years. We can help you.