Surviving a fire can be quite traumatic. You were essentially very close to death, and you may have lost property or injured yourself in some manner. Even though this event can be traumatizing, it is also important to act fast and prioritize certain actions before it is too late. Taking swift action after an apartment fire can help you better prepare for the steps that lie ahead, allowing you and your family to create a new beginning.
Get In Touch With Landlord and Insurance Agents
Your landlord likely already knows about the fire. At the same time, it is a good idea to get in touch with them after the fire occurs to determine your next steps. For example, your landlord may have several vacancies across other properties and will be able to put you up in another unit while you look for something more permanent.
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If you have renter’s insurance, your first phone call should be to your agency. Your renter’s insurance company will help guide you through the process of filing a claim and recouping costs from lost or damaged possessions resulting from the fire.
Find a Place to Stay
One of the most immediate concerns people have regarding apartment fires is “where will I sleep tonight?” You have a few options regarding sleeping arrangements, aside from the landlord suggestion outlined above:
- Talk to your insurance company. It is possible that either your renter’s insurance or your landlord’s property insurance will cover the cost of a hotel in the event that the dwelling becomes uninhabitable.
- Call the Red Cross. This organization is one of the first lines of defense for people affected by fires and natural disasters. They may be able to point you to housing or help you replace some of your possessions. Click to get help.
Talk to an Attorney
If your apartment caught fire because of a dangerous condition on the property that the property owner did or should have known about, he or she could be liable for all the damages you incurred as a result. A personal injury attorney can help you determine if you have grounds for a premise liability claim against your landlord or a third party.
Premise liability claims can help you recoup costs for lost or damaged possessions, the cost of finding new living arrangements, and even the intangible losses you experienced as a result. This hinges on the idea that a property owner’s negligence led directly to the fire, however, and requires the guidance of a lawyer.
Contact our office now at 419-843-6663 to schedule a free consultation with an experienced Southeast Michigan and Northwest Ohio apartment fire attorney.